Plan your Time Deposit Earnings
Choose a term of up to 5 years, with interest rates that increase with longer commitments. Interest is compounded annually based on the fixed time deposit rate.
Rate Ladder (per year)
Rates are applied per term and compounded annually up to maturity.
Time Deposit
Principal Amount
₱100,000.00
Initial placement in your time deposit account.
Time Deposit
Term & Rate
1 year · 6.30% p.a.
Fixed rate for the chosen term, compounded annually.
Time Deposit
Total Interest at Maturity
₱6,300.00
Total interest earned at 6.30% per year, compounded annually for 1 year.
Time Deposit
Maturity Value
₱106,300.00
Principal plus all compounded interest at the end of the term.
Interest is compounded annually based on the fixed rate for the chosen term. Early termination, tax, and other conditions may affect the actual proceeds at maturity according to Fairchild Cooperative policies.
Why Choose Time Deposit
Time Deposit Benefits
A secure, higher-yield way to grow your savings — with rates that reward your commitment.
Rates up to 7.50% per Year
Higher returns the longer you commit your funds.
Compounded Annually
Your interest grows your balance year after year.
Choose 1–5 Year Terms
Flexible terms to match your savings goals.
Capital-Protected Savings
Your principal is secure with a member-owned cooperative.
Backed by Decades of Service
Trusted by generations of Fairchild Cooperative members.
No Hidden Fees
The rate you see is the rate you earn.