Grow your Savings with Fairchild Cooperative
Choose the savings account that fits your goals — from anytime-withdrawal accounts to fixed-term deposits with higher tax-free interest.
Snapshot
Savings Accounts at a Glance
Regular Savings
Withdraw anytime
Time Deposit
Up to 5 years
Retirement Savings
Grows with tenure
Savings Deposit
1-year lock
Kiddies & Youth Savings
Withdraw anytime
Savings Options
Choose the savings account that fits your goals.
From anytime-withdrawal accounts to fixed-term deposits, Fairchild Cooperative offers savings products matched to our members' situations.
Regular Savings
A flexible savings account for members, open to deposits any time via salary deduction or over the counter.
- 4.0% per year, tax-free.
- Deposit any amount, no lock-in required.
- ₱1,000 monthly maintaining balance.
Time Deposit
A fixed-term deposit with interest that increases the longer you commit, compounded annually.
- 6.3% – 7.5% per year depending on term.
- Terms from 1 up to 5 years.
- Interest compounded annually.
Retirement Savings
Tax-free interest that increases the longer you stay invested, credited to your account annually.
- 6.5% – 9.0% per year based on years invested.
- ₱1,000 minimum initial deposit.
- Up to ₱10,000 maximum monthly deposit.
Savings Deposit
A higher-yield savings account for members willing to lock in their deposit for one year.
- 5.0% per year (4.0% base + 1.0% bonus), tax-free.
- ₱200 minimum monthly over-the-counter deposit.
- 1-year deposit lock.
Kiddies & Youth Savings
A savings account extended to members' dependents and relatives, open to deposits over the counter.
- 4.0% per year, tax-free.
- ₱100 one-time service fee.
- ₱1,000 monthly maintaining balance.
Rates shown are illustrative and may change based on cooperative policy and market conditions — see each product page for the full breakdown.