BENEFITS

Some Key Benefits for the Members:

•  Annual accident insurance coverage of Php100,000 for FREE

•   RETURNS BETTER on Share capital & Regular Savings investment,  TAX FREE

•   Opportunity to  gain from passive income of the cooperative

•   LOW  interest rate on loan products, HIGH patronage refund

•   Wealth of Training & Financial Management Education and exposure to national & international events when applicable

•   Business freedom to engage with the cooperative when applicable

•   A multitude of personal and family type product access with guaranteed lower price than store shelf price as being members

•   Better in-house Damayan program and also a partner of Fonus Cebu, Federation of Cooperatives

•  Access to Coop Events and Promotions (e.g. Coop Sale, coop month, New Products, Personal/Business Development)

• YEARLY INCENTIVES: During  General Assembly and  Gift Checque during Christmas season 

• Livelihood programs

Accident Insurance Coverage:

• Php 5,000 refund (receipts or outpatient)

• Php 200 per day on hospital Confinement (max of 30 days)

• Murder or Assault - Php 5,000

• Burial Assistance - Php 5,000

• Php 100,000 disablement (with corresponding percentage on body parts)