BENEFITS for the Members


Some Key Benefits for the Members:

  •  Annual accident insurance coverage of Php100,000 for FREE
  •   RETURNS BETTER on Share capital & Regular Savings investment,  TAX FREE
  •   Opportunity to  gain from passive income of the cooperative
  •   LOW  interest rate on loan products, HIGH patronage refund
  •   Wealth of Training & Financial Management Education and exposure to national & international events when applicable
  •   Business freedom to engage with the cooperative when applicable
  •   A multitude of personal and family type product access with guaranteed lower price than store shelf price as being members
  •   Better in-house Damayan program and also a partner of Fonus Cebu, Federation of Cooperatives
  •  Access to Coop Events and Promotions (e.g. Coop Sale, coop month, New Products, Personal/Business Development)
  • YEARLY INCENTIVES: During  General Assembly and  Gift Checque during Christmas season 
  • Livelihood programs

Accident Insurance Coverage:

  • Php 5,000 refund (receipts or outpatient)
  • Php 200 per day on hospital Confinement (max of 30 days)
  • Murder or Assault - Php 5,000
  • Burial Assistance - Php 5,000
  • Php 100,000 disablement (with corresponding percentage on body parts)